Selecting the right title company is a crucial step in any real estate transaction. The legal and financial complexities involved in buying or selling a home make it essential to have a professional and experienced title company by your side.

A title company performs various tasks, such as settling real estate transactions, conducting title research, issuing title insurance policies, and ensuring all necessary paperwork is in order. By hiring a reputable title company, you can prevent costly mistakes and avoid the risk of missing important details.

To find the right title company for your needs, it is advisable to ask for recommendations, check for complaints, read online reviews, consult with your mortgage company, and consider factors such as experience, customer service, pricing, and credentials.

This article will provide valuable insights into the selection process, helping you make an informed decision when choosing a title company.

Key Takeaways

  • Ask for recommendations from friends and real estate agents
  • Check the Better Business Bureau for complaints
  • Read online reviews of title companies
  • Ask your mortgage company for recommendations

Importance of Selecting the Right Title Company

Selecting the right title company is crucial for ensuring a smooth and legally sound real estate transaction. When it comes to the legal and financial aspects of buying or selling a home, the expertise of a title company is invaluable. Attempting to do your own title search can lead to costly mistakes and the risk of missing important details.

A reputable title company has the knowledge and experience to conduct thorough title research, review all necessary documents, and ensure that the title is valid and clear. By choosing the right title company, you can have peace of mind knowing that the transaction will be handled professionally and any potential issues will be identified and resolved before closing.

To find the right title company, ask for recommendations, check the Better Business Bureau, read online reviews, and consult with your mortgage company.

Ask for Recommendations From Friends and Real Estate Agents

To begin the process of selecting the right title company, start by seeking recommendations from friends and real estate agents. They can provide valuable insights based on their personal experiences and interactions with various title companies. Recommendations from trusted sources can help you narrow down your options and make an informed decision.

Here are three reasons why asking for recommendations is important:

  • Trust: Friends and real estate agents are likely to recommend title companies that they trust and have had positive experiences with. This can give you confidence in the company's professionalism and reliability.
  • Efficiency: Recommendations can save you time and effort in researching and evaluating different title companies. Instead, you can focus on those that have already proven themselves to be reliable and efficient.
  • Peace of mind: Knowing that a title company has successfully served someone you know can provide reassurance and peace of mind during the home buying or selling process.

Check the Better Business Bureau for Complaints

One key step in choosing the right title company is to review any complaints filed against them with the Better Business Bureau. The Better Business Bureau (BBB) is a trusted resource for consumers to check the reputation of businesses and how they handle customer complaints. By checking the BBB website, you can see if any complaints have been filed against the title company you are considering. This can give you valuable insights into the company's track record and how they address any issues that may arise during the title process. Below is a table summarizing the complaints filed against title companies:

Title Company Number of Complaints Resolution Rate
ABC Title Company 5 90%
XYZ Title Services 2 95%
EFG Title Solutions 0 100%

Read Online Reviews of Title Companies

After checking the Better Business Bureau for complaints, the next step in selecting the right title company is to read online reviews of title companies. Online reviews provide valuable insights into the experiences of other customers and can help you gauge the reputation and reliability of a title company. Here are three reasons why reading online reviews is important:

  • Unbiased opinions: Online reviews are typically written by unbiased individuals who have firsthand experience with a title company. Their reviews can give you a realistic picture of what to expect from the company's services.
  • Customer satisfaction: Reading online reviews allows you to assess the level of customer satisfaction provided by a title company. Positive reviews indicate that customers were happy with the company's communication, efficiency, and overall experience.
  • Warning signs: Negative reviews can serve as warning signs of potential issues with a title company. If multiple reviewers mention similar problems, such as delays or unprofessional behavior, it may be wise to consider alternative options.

Ask Your Mortgage Company for Recommendations

A reliable approach is to request recommendations from your mortgage company when selecting the right title company. Mortgage companies often work closely with title companies during the home buying process, making them a valuable source of information. By asking your mortgage company for recommendations, you can gain insights into title companies that have proven to be reliable and efficient in their services.

Your mortgage company may have worked with various title companies in the past and can provide you with honest feedback based on their experiences. This can help you narrow down your options and make an informed decision. Additionally, your mortgage company may have established relationships with certain title companies, which can lead to smoother transactions and better communication between all parties involved.

Use Real Estate Title Services for Location-Based Search

Real estate title services offer a practical solution for conducting a location-based search when selecting the right title company. These services allow individuals to search for title companies based on their specific location, making it easier to find a company that is familiar with the local real estate market and laws. By using real estate title services, individuals can ensure that they are working with a reputable and experienced title company that understands the nuances of their particular location. This can provide peace of mind and confidence throughout the real estate transaction process.

  • Find title companies that specialize in your area
  • Access customer reviews and ratings for local title companies
  • Compare services and fees offered by different title companies in your location.

Consider the Company's Experience and Expertise

When selecting a title company, it is crucial to consider the company's experience and expertise.

An experienced title company will have a deep understanding of the complexities involved in real estate transactions and will be able to navigate through them with ease. They will have a thorough knowledge of local laws and regulations, ensuring that all necessary paperwork is in order and that the transfer of ownership is done correctly.

Additionally, an experienced title company will have a proven track record of successfully handling various types of transactions, including those involving liens or probate. Their expertise will provide you with peace of mind, knowing that your transaction is in capable hands.

Therefore, it is important to research and choose a title company that has a solid reputation and a wealth of experience in the industry.

Evaluate the Company's Customer Service and Responsiveness

To assess the quality of a title company, it is essential to evaluate the level of customer service and responsiveness they provide. This aspect is crucial because it directly affects your experience throughout the real estate transaction process.

Here are three key factors to consider when evaluating a title company's customer service and responsiveness:

  • Prompt communication: A reliable title company should respond promptly to your inquiries and provide clear and timely updates on the progress of your transaction. This ensures that you stay informed and have peace of mind throughout the process.
  • Personalized attention: Look for a title company that values customer satisfaction and provides personalized attention. They should be attentive to your specific needs and preferences, offering tailored solutions and guidance.
  • Professional demeanor: A title company with excellent customer service maintains a professional demeanor at all times. They should be respectful, courteous, and knowledgeable, addressing your concerns with expertise and professionalism.

Compare Pricing and Fees of Different Title Companies

One important factor to consider when selecting a title company is to compare the pricing and fees of different providers. While it may be tempting to choose the company with the lowest price, it is crucial to also consider the quality of service they offer. To help you make an informed decision, here is a comparison table of pricing and fees for four different title companies:

Title Company Title Search Fee Title Insurance Premium Closing Fee Total Fee
Company A $300 $900 $500 $1,700
Company B $250 $1,000 $450 $1,700
Company C $350 $800 $550 $1,700
Company D $275 $950 $500 $1,725

Verify the Company's Licensing and Credentials

To ensure the legitimacy and credibility of a title company, it is essential to verify the company's licensing and credentials. This step is crucial as it provides assurance that the company is operating within the legal framework and has the necessary qualifications to handle real estate transactions.

When verifying a title company's licensing and credentials, consider the following:

  • Check if the company is licensed: Confirm that the title company is licensed by the appropriate state regulatory agency. This ensures that the company meets the necessary requirements and has undergone the required training and education.
  • Review the company's credentials: Look for certifications and memberships in professional organizations. These credentials demonstrate the company's commitment to maintaining industry standards and staying updated with the latest practices.
  • Research the company's reputation: Read reviews and testimonials from previous clients to gauge the company's reputation. A reputable title company should have positive feedback and a track record of successful transactions.

Frequently Asked Questions

What Are the Different Types of Title Insurance Policies Offered by Title Companies?

There are different types of title insurance policies offered by title companies, including lender's title insurance, owner's title insurance, and leasehold title insurance. These policies protect against various risks and provide coverage for different parties involved in real estate transactions.

How Long Does the Title Search Process Typically Take?

The title search process typically takes several days to a few weeks, depending on the complexity of the property's history. It involves reviewing records, conducting searches, and verifying the title's validity and any potential issues.

What Should I Do if I Find a Discrepancy or Issue With the Title During the Transaction?

If you find a discrepancy or issue with the title during the transaction, it is crucial to immediately notify the title company. They will investigate the matter and take necessary steps to resolve it, ensuring a smooth and legally sound real estate transaction.

Can a Title Company Assist With the Closing Process of a Real Estate Transaction?

Yes, a title company can assist with the closing process of a real estate transaction. They ensure all necessary documents are signed, funds are properly distributed, and help facilitate a smooth and successful closing.

What Additional Services, if Any, Does the Title Company Offer Aside From Title Insurance?

Title companies offer additional services such as settling real estate transactions, performing title research, ensuring all paperwork is in order, verifying owners' identities, and reviewing documents related to real estate transactions.


In conclusion, selecting the right title company is essential for a successful real estate transaction. By following the steps outlined in this article, such as asking for recommendations, checking for complaints, reading online reviews, and consulting with your mortgage company, you can make an informed decision.

Considering experience and expertise is also crucial when choosing a title company. Evaluating customer service is another important factor, as a responsive and helpful team can make the transaction process much smoother.

Comparing pricing and fees is also recommended to ensure you are getting a fair deal. Lastly, verifying licensing and credentials is essential to ensure the title company is legitimate and trustworthy.

While some may argue that hiring a title company is an unnecessary expense, their expertise and services can prevent costly mistakes and ensure a smooth transaction process.